Accessibility — We make every effort to provide a website that meets the Minnesota State Accessibility Standard and is easy to use. MNsure's Accessibility & Equal Opportunity office (AEO) can provide information in accessible formats. Additionally, the AEO office can provide information on disability rights and protections to access MNsure programs.
Get Help — Information to help users understand the many aspects of MNsure
Language Support — Information and print-ready materials available in multiple languages.
Affordable Care Act (ACA)
Enhancements to the ACA — In 2021, the federal government passed the American Rescue Plan which includes several key health care provisions to the Affordable Care Act that expanded benefits available to Minnesotans through MNsure. In 2022, these enhancements were extended in the federal Inflation Reduction Act.
Essential Health Benefits — Under the Affordable Care Act, individual health plans must cover 10 essential health benefits.
Health Care Law — Learn about the consumer protections and essential health benefits covered by the Affordable Care Act (ACA).
American Indians
American Indians — Information specific to the American Indian tribal community about purchasing health insurance through MNsure.
FAQ for American Indians — Frequently asked questions about the special protections and benefits provided for American Indians by the Affordable Care Act.
Application
Apply and Enroll — How to apply and enroll in health insurance through MNsure, Minnesota's health insurance marketplace. You can apply any time of year to find out what kind of health coverage you qualify for and if you can get any financial help to pay for it. When you can enroll depends on the kind of coverage you qualify for. Learn more about who can enroll now.
Create an Account — Important information you should know before you create an account and apply through MNsure.
Forms Directory — Frequently requested forms including paper applications for applying for health coverage through MNsure.
Get Help — Information to help users understand the many aspects of MNsure
Assister Directory — Search the Assister Directory to find an enrollment expert ("assister") near you. Assisters offer free in-person application and enrollment help.
Broker Enrollment Centers — The broker agencies listed here have partnered with MNsure to serve as enrollment centers and to provide free enrollment services.
Enrollment Events — MNsure partners host free in-person enrollment events throughout the year. Visit our Upcoming Enrollment Events site to search for events near you.
Help from a Broker — Brokers can help you create an account, apply and enroll. They can also give you advice about picking a plan.
Help from a Navigator — Navigators can help you create an account, apply and enroll in a plan. They specialize in MinnesotaCare and Medical Assistance enrollment. Some navigators are certified to help individuals apply for an insulin assistance program.
Board and Committee Document Library — Meeting summaries, planning documents and other reference materials in PDF format used by the MNsure Board of Directors and MNsure advisory committees.
Board of Directors — About the MNsure Board of Directors, board meetings and meeting materials.
Board and Committee Document Library — Meeting summaries, planning documents and other reference materials in PDF format used by the MNsure Board of Directors and MNsure advisory committees.
METS Executive Steering Committee — The Executive Steering Committee is the interagency governance structure for the Minnesota Eligibility Technology System (METS). METS is the IT system that determines Minnesotans' eligibility for Medical Assistance, MinnesotaCare or tax credits to help pay for a private health insurance plan.
Contacts
Assister Directory — Search the Assister Directory to find an enrollment expert ("assister") near you. Assisters offer free in-person application and enrollment help.
Broker Enrollment Centers — The broker agencies listed here have partnered with MNsure to serve as enrollment centers and to provide free enrollment services.
Customer Service Guide — Use this customer service guide to find out who to contact with questions and concerns, and where to get information on common topics.
Help from a Broker — Brokers can help you create an account, apply and enroll. They can also give you advice about picking a plan.
Help from a Navigator — Navigators can help you create an account, apply and enroll in a plan. They specialize in MinnesotaCare and Medical Assistance enrollment. Some navigators are certified to help individuals apply for an insulin assistance program.
Cost-Sharing Reductions — Cost-sharing reductions (CSRs) are a form of financial help that help to reduce the out-of-pocket costs associated with private health insurance,
Financial Help — Most Minnesotans qualify for financial help. You may qualify for tax credits, cost-sharing reductions, or for no-cost or low-cost coverage under Medical Assistance (MA or Medicaid) or MinnesotaCare.
Income Guidelines — Get a quick estimate for the financial help you may qualify for depending on your household size and income.
Metal Levels — Most medical plans available through MNsure are categorized as four metals. These categories, or levels, are based on how you and your plan split the costs of your health care.
Plan Rates — Rate information for plans available through MNsure.
Premium Tax Credits — If eligible for the premium tax credit, you can use it to lower your monthly insurance premium when you enroll in a private health insurance plan through MNsure.
Shop and Compare — Compare health plans offered on the MNsure marketplace. You can also get an idea of whether you qualify for financial help.
D
Deadlines
Open Enrollment Period — Open enrollment is an annual period when you can enroll in a private health insurance plan or renew or make changes to your current plan.
Special Enrollment Period (SEP) — Special enrollment is a time outside annual open enrollment when you can enroll in a private health insurance plan, if you qualify.
Year-Round Enrollment — If you qualify for Medical Assistance (MA) or MinnesotaCare or you are a member of a federally recognized American Indian tribe you can enroll year-round.
E
Enrollment Process
Apply and Enroll — How to apply and enroll in health insurance through MNsure, Minnesota's health insurance marketplace. You can apply any time of year to find out what kind of health coverage you qualify for and if you can get any financial help to pay for it. When you can enroll depends on the kind of coverage you qualify for. Learn more about who can enroll now.
Apply for SEP — Step-by-step instructions for applying for a special enrollment period.
Renew, Change or End Coverage — Your options for renewing or changing your current plan depend on the time of year (enrollment season) and what kind of coverage you have (private plan or Medical Assistance/MinnesotaCare).
F
Forms
Forms Directory — Frequently requested forms including paper applications for applying for health coverage through MNsure.
IRS Form 1095-A — MNsure sends IRS Form 1095-A to individuals who enrolled in a private health plan through MNsure.
Apply and Enroll — How to apply and enroll in health insurance through MNsure, Minnesota's health insurance marketplace. You can apply any time of year to find out what kind of health coverage you qualify for and if you can get any financial help to pay for it. When you can enroll depends on the kind of coverage you qualify for. Learn more about who can enroll now.
Financial Help — Most Minnesotans qualify for financial help. You may qualify for tax credits, cost-sharing reductions, or for no-cost or low-cost coverage under Medical Assistance (MA or Medicaid) or MinnesotaCare.
Self-Employed — You can apply for individual and family health insurance coverage through MNsure if you are a freelancer, consultant, independent contractor, or other self-employed worker who does not have any employees.
M
Medical Assistance and MinnesotaCare
Customer Service Guide — Use this customer service guide to find out who to contact with questions and concerns, and where to get information on common topics.
Financial Help — Most Minnesotans qualify for financial help. You may qualify for tax credits, cost-sharing reductions, or for no-cost or low-cost coverage under Medical Assistance (MA or Medicaid) or MinnesotaCare.
Financial Help FAQ — Find answers to frequently asked questions about financial help.
Income Guidelines — Get a quick estimate for the financial help you may qualify for depending on your household size and income.
Medical Assistance and MinnesotaCare — When you apply for financial help through MNsure, you will find out if you qualify for Medical Assistance (MA or Medicaid) or MinnesotaCare.
P
Plans
About the Plans — Learn about the plans offered through MNsure including essential health benefits, consumer protections and plan types and networks.
Essential Health Benefits — Under the Affordable Care Act, individual health plans must cover 10 essential health benefits.
Insulin Affordability — How to find plans offering either low-cost or free insulin benefits using MNsure's plan comparison tool.
Metal Levels — Most medical plans available through MNsure are categorized as four metals. These categories, or levels, are based on how you and your plan split the costs of your health care.
Plan Rates — Rate information for plans available through MNsure.
Plan Types — Get to know the different plan types to help you compare plans and find the right coverage for you and your family.
Shop and Compare — Compare health plans offered on the MNsure marketplace. You can also get an idea of whether you qualify for financial help.
Privacy
Terms and Use — Information about the terms and use of the Minnesota Eligibility Technology System (METS), data practices, notice of privacy practices, copyright notice and rules of behavior for MNsure employees and contractors.
Provider Networks
Blue Plus — Blue Plus Provider Networks and Covered Drug List
Delta Dental — Delta Dental of Minnesota Provider Network
HealthPartners — HealthPartners Provider Networks and Covered Drug List
Insurance Companies and Networks — The insurance companies offering plans through MNsure, their provider networks and covered prescription drug lists.
Medica — Medica Provider Networks and Covered Drug List
Quartz — Quartz Provider Networks and Covered Drug List
UCare — UCare Provider Networks and Covered Drug List
Q
Qualified Health Plans
About the Plans — Learn about the plans offered through MNsure including essential health benefits, consumer protections and plan types and networks.
Metal Levels — Most medical plans available through MNsure are categorized as four metals. These categories, or levels, are based on how you and your plan split the costs of your health care.
R
Reports
Grants and Reports — Listing and progress reports related to the federal grants received for development of MNsure.
S
Small Business
Self-Employed — You can apply for individual and family health insurance coverage through MNsure if you are a freelancer, consultant, independent contractor, or other self-employed worker who does not have any employees.
Small Business Health Coverage — Where to buy small group health insurance in Minnesota. If you're self-employed you may be able to use MNsure to enroll in health insurance coverage as an individual.
Special Enrollment
Apply for SEP — Step-by-step instructions for applying for a special enrollment period.
Qualifying Life Events — See what life events qualify for a special enrollment period (SEP), documents needed to apply, and when your coverage could start.
Special Enrollment Period (SEP) — Special enrollment is a time outside annual open enrollment when you can enroll in a private health insurance plan, if you qualify.
Claim or Report Tax Credit — Read this information if you enrolled in private coverage through MNsure and either received a tax credit in advance to help pay insurance premiums or you want to claim a premium tax credit on your tax return.
Enhancements to the ACA — In 2021, the federal government passed the American Rescue Plan which includes several key health care provisions to the Affordable Care Act that expanded benefits available to Minnesotans through MNsure. In 2022, these enhancements were extended in the federal Inflation Reduction Act.
Financial Help — Most Minnesotans qualify for financial help. You may qualify for tax credits, cost-sharing reductions, or for no-cost or low-cost coverage under Medical Assistance (MA or Medicaid) or MinnesotaCare.
Financial Help FAQ — Find answers to frequently asked questions about financial help.
Income Guidelines — Get a quick estimate for the financial help you may qualify for depending on your household size and income.
IRS Form 1095-A — MNsure sends IRS Form 1095-A to individuals who enrolled in a private health plan through MNsure.
Premium Tax Credits — If eligible for the premium tax credit, you can use it to lower your monthly insurance premium when you enroll in a private health insurance plan through MNsure.
