MNsure is Minnesota's marketplace where where individuals, families and small businesses can shop, compare and choose health insurance coverage that meets their needs. MNsure is the only place you can qualify for financial help that can lower the cost of your monthly insurance premium.
Open enrollment is a set time period each year when consumers can purchase (or renew) Qualified Health Plans offered through the MNsure marketplace. Consumers who experience a life-changing status (birth of a child, loss of employer coverage, etc.) may purchase health insurance outside of the open enrollment period. Medical Assistance or MinnesotaCare recipients, members of federally recognized Indian tribes or participants in the Small Business Health Options Program (SHOP) may enroll year-round.
The next open enrollment period will be November 15, 2014 through February 15, 2015, with coverage taking effect no earlier than January 1, 2015.
Unless you choose a new plan or end your current coverage by December 15, 2014, you will be automatically renewed for 2015 coverage. You will not be automatically renewed if your current plan or health insurance carrier is no longer available through MNsure or if you become ineligible to purchase coverage through MNsure.
If you are seeking individual or family coverage, click on “Create an Account and Apply”. If you are seeking coverage through a small business employer, visit the Small Business and Employees section for instructions.
During the account creation process, you will be asked for identification information and your identity will be verified using our identity proofing service.
Yes. It is protected by state and federal laws, rules and regulations related to storage, collection, use and dissemination of private or confidential information. Beyond the necessity to comply with applicable laws, MNsure takes the obligation to keep personal information private very seriously. All privacy requirements have been entered into the IT system, and security measures are an integral part of the business operations culture. Our personnel are able to access only the information that is necessary for them to perform their job.
MNsure offers consumers free, in-person help from more than 3,000 on-the-ground assisters, including navigators, brokers and others in every corner of Minnesota. View the online directory of assisters.
The metal levels indicate different levels of coverage. A Bronze plan covers roughly 60% of the costs of services it offers. Silver covers roughly 70%, Gold covers roughly 80% and Platinum 90%.
“Catastrophic Plans” are also offered. These can help people who would not be required to purchase coverage because the premium exceeds 8% of their income.
Some do, yes. See the plans.
Frequently asked questions about Medical Assistance and MinnesotaCare and for new members (MN DHS website)