MNsure is Minnesota's marketplace where where individuals, families and small businesses can shop, compare and choose health insurance coverage that meets their needs. MNsure is the only place you can qualify for financial help that can lower the cost of your monthly insurance premium.
Open enrollment is a set time period each year when consumers can purchase (or renew) qualified health plans offered through the MNsure marketplace. Consumers who experience a life-changing event (birth of a child, loss of employer coverage, for example) may purchase health insurance outside of the open enrollment period. Medical Assistance or MinnesotaCare recipients, members of federally recognized Indian tribes or participants in the Small Business Health Options Program (SHOP) may enroll year-round.
The 2016 open enrollment period is scheduled to begin November 1, 2015, and end on January 31, 2016.
If you are seeking individual or family coverage, go to “Create an Account and Apply”. If you are seeking coverage through a small business employer, work directly with your employer for instructions on how to enroll.
During the account creation process, you will be asked for identification information and your identity will be verified using our identity proofing service.
Yes. It is protected by state and federal laws, rules and regulations related to storage, collection, use and dissemination of private or confidential information. Beyond the necessity to comply with applicable laws, MNsure takes the obligation to keep personal information private very seriously. All privacy requirements have been entered into the IT system, and security measures are an integral part of the business operations culture. Our personnel are able to access only the information that is necessary for them to perform their job.
MNsure offers consumers free, in-person help from more than 3,000 on-the-ground assisters, including navigators, brokers and others in every corner of Minnesota. View the assister directory.
The metal levels indicate different levels of coverage. A bronze plan covers roughly 60% of the costs of services it offers. Silver covers roughly 70%, gold covers roughly 80% and platinum 90%.
Catastrophic plans are also offered. These can help people who would not be required to purchase coverage because the premium exceeds 8% of their income.
Some do, yes. See the plans.
See the following link for documents that explain the criteria for certification by MNsure.
Find information about Medical Assistance and MinnesotaCare on our website here or go to the Department of Human Services to find frequently asked questions about Medical Assistance and MinnesotaCare and for new members.