No. MNsure is Minnesota's health insurance marketplace.
MNsure.org is where individuals, families and small businesses can shop, compare and choose health insurance coverage that meets their needs. MNsure is the only place you can qualify for financial help that can lower the cost of your monthly insurance premium. Visit our About Us page to learn more.
Find a MNsure assister (navigator, broker or agent) in your area for free, in-person assistance. They can guide you through each step of your application.
You can also call the MNsure Contact Center at 1-855-366-7873 (I-855-3MNSURE).
Yes. It is protected by state and federal laws, rules and regulations related to storage, collection, use and dissemination of private or confidential information. Beyond the necessity to comply with applicable laws, MNsure takes the obligation to keep personal information private very seriously. All privacy requirements have been entered into the IT system, and security measures are an integral part of the business operations culture. Our personnel are able to access only the information that is necessary for them to perform their job.
Your eligibility (if you qualify) for Medical Assistance and MinnesotaCare is determined by MNsure, but the Department of Human Services (DHS) manages these programs.
Here's how it works:
MNsure acts as a single front door for Minnesotans to apply for health insurance, including public health programs managed by the state (DHS) and private health insurance managed by individual insurance companies.
If you apply through MNsure for health insurance with financial assistance, the MNsure system determines whether you qualify for Medical Assistance or MinnesotaCare. If you qualify for one of these programs, your application and enrollment is managed by the Department of Human Services, including renewal, billing and support services.
For help with Medical Assistance or MinnesotaCare contact the Department of Human Services. See also frequently asked questions about Medical Assistance and MinnesotaCare and information for new members.
Find information about Medical Assistance and MinnesotaCare on our website here or go to the Department of Human Services to find frequently asked questions about Medical Assistance and MinnesotaCare and for new members.
Any Minnesota resident who is a US citizen, US resident, or lawfully present can purchase health insurance through MNsure. Small businesses with up to 50 employees can use MNsure.
Insurance costs are set by the individual health insurance companies and depend on a variety of factors including your estimated income for the coverage year, your ZIP code, your household size and your age.
Estimate your costs with MNsure's plan comparison tools.
Minnesotans can enroll in health insurance coverage outside of the MNsure marketplace, but doing this prevents access to financial help such as tax credits, low-cost or no-cost coverage. Only by enrolling through MNsure can consumers get access to financial help.
Most Americans are required to have health insurance under the Affordable Care Act. Learn about exemptions here.
If you are not exempt and you choose to remain uninsured, you could face a tax penalty. Learn about the penalty here.
Open enrollment is a set time period each year when consumers can enroll in qualified health plans offered through the MNsure marketplace. During this time period consumers can also change or renew their current coverage in a qualified health plan. Annual open enrollment is usually in the fall and early winter months.
Consumers who experience a life-changing event (having a baby, getting married) may qualify for a special enrollment period which would allow them to enroll outside the annual open enrollment period.
Year-round enrollment is open to:
If you are seeking individual or family coverage, go to Create an Account and Apply. During the account creation process, you will be asked for identification information and your identity will be verified using our identity proofing service.
If you are seeking coverage through a small business employer, work directly with your employer for instructions on how to enroll.