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Qualifying Life Events

See what life events qualify for a special enrollment period (SEP), documents needed to apply, and when your coverage could start.

Examples of changes that DO NOT qualify you for a SEP: Choosing to stop other health coverage; being terminated for not paying your premiums; finding out your doctor isn't covered through your plan.

American Indian or Alaska Native

For members of federally recognized tribes and non-tribal members of their households.

Change in Eligibility

Change in citizenship, immigration or incarceration status. Change in eligibility for tax credits or cost-sharing reductions.

Change in Household Size

Change due to marriage, gain or loss of dependent, death, divorce or legal separation.

Change in Residence

Making a permanent move to a new county or ZIP code in Minnesota or moving to Minnesota from a foreign country or U.S territory.

Enrollment Error

Enrollment or non-enrollment due to agency error, mistake, misrepresentation or inaction.

Loss of Health Coverage

You or someone in your household loses qualifying health insurance in the past 60 days OR expects to lose coverage in the next 60 days.

Special Circumstances

Experiencing circumstances beyond your control, such as a natural disaster, AmeriCorps service, victim of domestic violence or spousal abandonment.

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