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About the Plans

Health Plans Offered on the MNsure Marketplace

Private health plans are commercial health insurance plans offered by insurance companies on the MNsure marketplace (these are also known as "qualified health plans" or "QHPs").

All private plans offer the same core set of benefits called "essential health benefits." These include preventive services, mental health and substance abuse services, emergency services, prescription drugs and hospitalization, and follow established limits on cost-sharing (deductibles, co-payments and out-of-pocket maximum amounts). Each private health plan has been reviewed by state regulators and approved to be sold on MNsure.

Consumer Protections

All plans offered in the MNsure marketplace include consumer protections. 

Enrollment Caps

Medica, which had previously reached its enrollment cap, is once again available. Other insurers' plans are also available, but please enroll as soon as possible.

Essential Health Benefits

Under the Affordable Care Act individual and small group health plans must cover 10 essential health benefits.

Plan Types and Cost

Learn about metal plan categories and the difference between plan types to help you compare plans to find the right coverage for you and your family.

Provider Networks

Each health insurance plan has a network of providers (doctors, clinics, hospitals) attached to it. See the 2017 insurance companies and their networks available on MNsure.

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