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Small Business Billing

Small businesses may pay their monthly invoices electronically or by check.

Make electronic payment by clicking the button above (you will be directed to the Department of Human Services website). See instructions on how to make electronic payment here (PDF).

Send check payments to:

P.O. Box 64832
St. Paul MN 55164-08

Initial Premium Payment

  • Choosing both medical and dental insurance companies is OK. You are billed on one invoice, and we will pay the insurance companies. We will collect the initial premium payment from you immediately after employee open enrollment.
  • To complete open enrollment for your business, we must receive payment in full (for all employees and dependents) for the first month of coverage by the 15th of the month prior to the first day of coverage.

Ongoing Premium Payments

  • Electronic invoices are sent on the 5th of each month for the next month. For example, invoices sent on September 5 reflect October premiums.
  • Premium payments must be received by the 25th of the month in which the invoice was sent.

Grace Period and Termination

  • On the 2nd day of the month after a payment is not made, a late notice will be provided to the broker, if applicable.
  • On the 4th day of the month after the payment is not made, a notice will be provided to you saying the grace period will expire on the 25th of the month.
  • On the 26th of the month, if a second consecutive payment has not been made, a 30-day notice is sent to the employees indicating that coverage is terminating.
  • Employers will be liable for all unpaid premiums during the time coverage is effective. MNsure may recover unpaid balances by referring your balance to other agencies for recovery.

Ongoing Enrollment

Examples of ongoing enrollment includes new hires and newborns.

  • When the coverage effective date is between the 1st and the 15th of the month, full payment is due for that month.
  • When the coverage effective date is between the 16th and the end of the month, no premium payment is due for that month.
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