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Steps to Apply and Enroll

Follow the "do-it-yourself" instructions on this page to apply and enroll in a health plan through MNsure. 

Create a MNsure Account and Fill Out an Application

Getting health coverage through MNsure is a several step process. The first thing you need to do is to create a MNsure account. After you get your account set up, fill out an application. Through the application process you learn what kind of financial help is available to you. If you are not interested in any kind of financial help (public program or tax credits) you can fill out an application without financial help. 

We recommend you read all the steps listed here first, gather all the information you may need and complete the account creation, application and enrollment steps in ONE session. 

Prepare to Apply and Enroll

Create an Account

  1. Create an account(If you already have a MNsure account, do not create a new one. If you forgot your user name or password, see these tips.)
  2. Complete an application. To see if you qualify for discounts choose "application WITH financial help". Choose "application WITHOUT financial help" if you don't want discounts and prefer to pay full price for a plan.
  3. If you apply for financial help and qualify for Medical Assistance or MinnesotaCare, you will skip the next steps listed below in Enroll in a Plan. The plan options available to you will be mailed to you in the following weeks. 

Enroll in a Private Plan

  1. You can review and compare plans again before you make your final plan choice.
  2. Pick a plan. 
  3. Enroll in the plan and sign. (You cannot make changes to your enrollment application after you complete this step!)
  4. Call the Contact Center at 1-855-366-7873 or 651-539-2099 to complete your enrollment.   
  5. Pay the first month’s premium to your insurance company when you get an invoice. You will not have coverage unless you complete this step.

Need Help?

If you need help at anytime during the application or enrollment process, you can call our Contact Center at 1-855-366-7873 or 651-539-2099.

You can also get free in-person help from an enrollment expert ("assister") near you. MNsure assisters are located throughout the state to help you with the application and enrollment process. 

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