If you are seeking individual or family coverage, go to Create an Account and Apply. During the account creation process, you will be asked for identification information and your identity will be verified using our identity proofing service.
If you are seeking coverage through a small business employer, work directly with your employer for instructions on how to enroll.
Find free local help from a MNsure-certified assister. They can guide you through each step of your application and enrollment.
You can also call the MNsure Contact Center at 1-855-366-7873 or 651-539-2099.
A special enrollment period is time outside of the annual open enrollment period during which you can enroll in private health coverage, or change health plans, if you have experienced a certain qualifying life event.
Generally, you qualify for a special enrollment period of 60 days following certain life events that involve a change in family status (getting married, or having a baby, for example), a change in your income or a loss of other health coverage. View other examples of qualifying life events.
Your health insurance company will send those materials to you.
You will receive initial communication from your insurance company within 10-15 days of when it receives your enrollment information from MNsure. Watch for this mailing, it will give you important information about your benefits, how and when to make payment, and how to access health care.
To ensure you have coverage on the coverage effective date, you must pay your first month's premium by the due date provided on your invoice. If you do not pay your premium in full by the due date, your coverage effective date may be delayed.
If you have paid your premium in full to your insurance company, you are covered. Your clinic, pharmacy, dental office or hospital will be able to verify your enrollment through your insurance company if you need care before your official ID card arrives. You can also check your insurance company's website as some make ID cards available to new members online.
Use the numbers below to contact your insurance company:
If you need medical services or to fill a prescription, please contact your insurance company and it will work to provide you with the information you need.
If you have paid your full premium by the deadline provided by the insurance company, you are covered.
Your clinic, pharmacy, dental office, or hospital may be able to verify your enrollment through your insurance company if you need care before your official ID card arrives.
If you need care and do not have a card, contact the health plan's customer service team. If the plan has received your enrollment from MNsure, you may be able to receive your member number or a temporary ID card or online ID card if you need care.
If you are covered by Medicare and are looking for health care coverage through MNsure, you should first contact the Senior Linkage Line at 1-800-333-2433 to speak with a Medicare specialist.
No. MNsure does not offer Medicare Advantage plans (such as Medicare HMOs and PPOs), Medicare Part D prescription drug plans, or Medigap policies.
MNsure will not automatically end your private health plan coverage if you are identified as being eligible, or become eligible, for Medicare after you are enrolled in a private plan. However, you can request to end your private plan coverage at any time. Generally, if you are eligible for Medicare, even if you do not enroll in it, then you are not eligible for advanced premium tax credits (APTC) or cost-sharing reduction (CSR). Any APTC or CSR you are receiving will be terminated. Additionally, if you choose to enroll in a private plan through MNsure instead of Medicare and then enroll in Medicare later, you may have to pay a late enrollment penalty.
You will be found ineligible to purchase a private plan (qualified health plan) because you receive Medicare Part A or Part B.
You will see something similar to the following message:
Generally, Medicare beneficiaries are not eligible to purchase insurance through MNsure. However, narrow exceptions do apply. If you're a Medicare beneficiary and are looking for health care coverage through MNsure, you should first contact the Senior Linkage Line at 1-800-333-2433 to speak with a Medicare specialist.
Generally, Medicare beneficiaries are not eligible to purchase insurance through MNsure. However, narrow exceptions do apply.