Daim ntawv kho mob muaj tswv hu ua Private health plans mas kuj yog ib qho tshiab rau koj. Cov ntaub ntawv qhia hauv qab no yuav pab kom koj kawm txog qhov sib txawv ntawm cov ntawv kho mob es muaj tswv thiab cov ntawv kho mob Medical Assistance thiab MinnesotaCare thiab yuav siv koj daim ntawv pab them nqi kho mob tshiab li cas.
Cov ntawv kho mob es muaj tswv hu ua Private health plans – kuj muaj ib lub npe hu ua qualified health plans los yog QHPs — yog daim ntawv pab them nqi kho mob muaj los ntawm cov tuam txhab muag ntawv kho mob es muaj tswv hu ua private insurance companies nyob rau qhov chaw muag ntawv kho mob hauv MNsure.
Cov yam ntxwv qhia tseem ceeb | Medical Assistance | MinnesotaCare | Daim ntawv kho mob muaj tswv (Private Plan) |
---|---|---|---|
Koj them nqi txhua lub hlis kom thiaj li tau qhov es pab koj them nqi kho mob | Tsis yog | Tsis yog | yog |
Koj yeej tau cov se tax credit kom pab koj txo tus nqi them txhua lub hlis (yog tias koj qhuas lis fais) | Tsis yog | Tsis yog | yog |
Koj muaj ib daim npav kho mob es koj muab rau saib thaum twg koj mus kho mob | yog | yog | yog |
Tej zaum koj kuj yuav tau pab them ib qho nqi kho mob hu ua co-pay rau tej qho kev pab kho mob | yog* | yog* | yog |
Tej zaum koj kuj muaj qhov deductible | Tsis yog | Tsis yog | yog |
Koj yeej nrhiav tau thiab sib piv cov ntawv kho mob hauv MNsure thiab xaiv ib daim ntawv kho mob es zoo tshaj plaws rau koj | Tsis yog | Tsis yog | yog |
* Rau cov neeg laus hnub nyoog 21 xyoos los yog laus dau
Nco ntsoov: Feem ntau, tus nqi them rau daim ntawv pab them nqi kho mob Medical Assistance thiab MinnesotaCare mas qis qis xwb vim tias cov ntawv kho mob nov yog rau cov pej xeem hauv lub xeev Minnesota es khwv tau nyiaj tsawg es poob rau qhov es tsim nyog pab raws txoj cai. Nrhiav kom paub ntau dua txog daim ntawv pab them nqi kho mob Medical Assistance thiab MinnesotaCare hauv DHS lub vas sab.
Tom qab koj xaiv tau ib daim ntawv kho mob muaj tswv hu ua private health plans lawm thiab them qhov nqi txhua hli, koj yuav tau txais ib co ntaub ntawv lees txais koj ua ib tug tswv cuab es muaj koj daim npav kho mob thiab cov ntaub ntawv hu ua "qhia tag nrho cov txiaj ntsim thiab qhov kev kho mob es pab them nqi rau (summary of benefits and coverage)" es piav qhia kom meej txog yam kev kho mob twg es pab them nqi rau.
Yog tias koj muaj lus nug txog koj qhov koj daim ntawv kho mob pab them nqi rau, hu rau koj lub tuam txhab muag daim ntawv kho mob kom pab tau koj.
Txij thaum pib pab them nqi kho mob rau koj lawm, siv daim ntawv kho mob pab koj them cov nqi kho mob.