A change in a federal rule has fixed what is commonly called the “family glitch” – a situation where the cost of adding family coverage to an employee’s health plan was unaffordable, yet the family members couldn’t access premium tax credits through MNsure to lower the cost of their health insurance. 

Starting with plan year 2023, if employer-sponsored insurance is affordable for the employee, but it’s not for family members, they could be newly eligible for financial help through MNsure, even if they weren’t eligible before. 

To find out if “family glitch” deems your clients eligible for lower cost health insurance, visit mnsure.org/newoptions.