We are reaching out with information on the recent announcement from Medica and UCare and what it means for you and MNsure consumers for plan year 2025 and 2026.

As you may have seen in the news, Medica and UCare have signed a definitive agreement for Medica to acquire certain UCare contracts and assets. For MNsure’s purposes, the key point is this: Medica will be acquiring UCare’s individual and family business line and will assume the members currently enrolled in UCare’s individual market plans. This means that all Minnesotans enrolled in a UCare plan through MNsure will eventually transition to Medica.

What this means for consumers in a 2025 UCare plan

There are no changes to current coverage. Members can continue using their UCare plan, accessing providers, and receiving services as usual. As long as premiums are paid, coverage remains in place through December 31, 2025, with no interruptions.

What to know for the 2026 plan year

• Consumers will still be able to enroll in plans offered by either Medica or UCare for the 2026 plan year.
• Consumers who have already enrolled in a 2026 UCare plan do not need to switch—coverage will continue as planned and there are no changes to the plan premium rates.
• We expect benefits and networks to remain stable for the 2026 plan year. Insurers are generally not allowed to make mid-year changes, and this agreement does not alter that.
• Medica will share updates with members and partners when any future changes may occur.

Common Questions

Why is this happening?

This was a decision between UCare and Medica.

When will this happen?

The agreement has been signed, and the companies expect the transaction to close in the first quarter of 2026. They will be working together on transition planning between now and then.

What this means for MNsure and for you?

MNsure’s role remains the same: offering Minnesotans high-quality, affordable coverage choices from multiple insurers. We will continue to support brokers, navigators, and enrollees through this transition and work closely with both Medica and UCare to ensure continuity for consumers and for your work with them.

We know you may have more questions, and we will communicate clearly and proactively as more information becomes available.