Use the information on this page to help consumers understand health insurance tax documents.
See Resource Links on this page for information on MNsure.org about federal tax filing requirement and the forms used for reporting health coverage.
Assisted QHPs: Individuals will need the information on IRS Form 1095-A to reconcile advanced premium tax credit payments made on their behalf or to claim the premium tax credit if they are eligible.
Resource: 1095-A Reference Guide for Assisters (PDF)
Unassisted QHPs: Consumers who enrolled through MNsure can claim a premium tax credit when filing their taxes even if they applied “without financial help.” If APTC payments were not applied to the enrollee's QHP coverage for any month during the tax year, and the QHP enrollee now wants to claim the premium tax credit for the tax year, the enrollee needs to:
Medical Assistance and MinnesotaCare: Getting Form 1095-B does not mean that an enrollee is required to file a federal tax return. Enrollees should check IRS.gov and the Form 1040 instructions to determine whether they must file a federal income tax return.
1095-B FAQ - New for Tax Year 2020
QHPs: Consumers who purchased a QHP through MNsure and are receiving APTC, or wish to claim the premium tax credit, must file taxes with the Internal Revenue Service (IRS).