A reminder that Appendix A forms should not be submitted if a consumer is enrolled in employer-sponsored insurance (ESI). Enrollment in ESI is a barrier to tax credits regardless of affordability. If a consumer is interested in finding out if their ESI is affordable or not, the Employer Insurance Affordability Estimator should be used. At that point, the consumer can decide if they want to continue enrolling in ESI. If they are no longer enrolled in ESI, a life event change can be done to change the ESI from enrolled to entitled.