You may qualify for a special enrollment period (SEP) to enroll in coverage through MNsure if you lost health coverage in the past 60 days OR you expect to lose coverage in the next 60 days, through:
To avoid a gap in coverage you can apply for this SEP up to 60 days before your coverage ends.
You can also apply for this SEP up to 60 days after your employer coverage ends.
Before enrolling in COBRA, review your coverage options, MNsure can provide affordable options to maintain coverage. To avoid a gap in coverage, you can apply for a special enrollment period through MNsure up to 60 days before your COBRA coverage ends.
Important: If you do enroll in COBRA, and voluntarily decide to end your COBRA coverage early, this would not qualify for a special enrollment period to enroll through MNsure.
You may qualify for a special enrollment period (SEP) to enroll in health insurance through MNsure if your employer stops subsidizing your COBRA premium and you must now pay the full cost of the premium.
To avoid a gap in coverage you can apply for this SEP up to 60 days before or after your employer stops subsidizing the COBRA premium.
You may qualify for increased financial help in paying for your current plan. Or, you could be eligible for low-cost or no-cost health coverage through Medical Assistance or MinnesotaCare.
You may qualify for no- or low-cost health coverage through Medical Assistance or MinnesotaCare. These programs provide comprehensive health coverage and enrollment in is open year-round.
If you were enrolled in health insurance coverage outside of MNsure ("off MNsure") and your recent income decrease makes you eligible for advanced premium tax credits, you may qualify for a special enrollment period (SEP) to enroll in lower cost health insurance through MNsure.
If this sounds like your situation, call the MNsure Contact Center and see if we can help.
If you have had a decrease or loss of income and are currently enrolled in a qualified health plan through MNsure, make sure to keep your account updated by reporting your current income to MNsure.
Follow the instructions on the Report Income Change page.
This rebate is excluded as income in determining eligibility for advanced premium tax credits (APTC) and cost –sharing reductions, so you do not need to report it as income for those programs. The rebate will not be included in your 2021 modified adjusted gross income when reconciling your 2021 APTC eligibility with the IRS.
Please contact the Department of Human Services for information about Medical Assistance and MinnesotaCare reporting requirements.
MNsure cannot give you tax advice. Please consult a tax professional for help with this question. Below are links to some tax professional sites.
If you qualify for an advanced premium tax credit (APTC), you can adjust the amount at any time. You can adjust it as often as you like during the month, but any change made after coverage has started is effective the first day of the next month.
Yes. State unemployment compensation is taxable income and should be included as part of your household income on your application.
Yes. The $300/week supplemental unemployment payment is taxable income and must be reported as part of your household income. You will be instructed on where to enter this amount on the application.
Yes. The additional $100/week MEUC payment is taxable income and must be reported as part of your household income. You will be instructed on where to enter this amount on the application.