You may qualify for a special enrollment period (SEP) if you moved to a new residential address in Minnesota and all of the following are true:
- You made a permanent move to a new ZIP code or county within Minnesota that gives you access to new qualified health plan options.
- You have already moved (you cannot report this change until you move).
- You had qualified health plan coverage for at least one day in the 60 days before your move.
Please note: Making a temporary move or a move for purposes of receiving medical treatment will not qualify for a SEP.
Apply for a SEP.
Be prepared to send documents to prove you made a permanent move within Minnesota within the past 60 days and that you were enrolled in health care coverage prior to the move. You'll need:
A copy of at least one of these documents to prove the date of the move:
- Current lease
- Current mortgage or real estate transition
- Recent utility bill or billing statement from the new address
- Recently issued Minnesota driver’s license or state ID
- Recently issued voter registration card
- Regarding a school-aged child, school records showing recent enrollment in school with new address
A copy of at least one of these documents to show your previous address (current MNsure enrollees do not need to prove previous address):
- Previous lease
- Previous mortgage or real estate transition
- Previous state driver’s license or state ID
- Regarding a school-aged child, school records showing recent enrollment in school with previous address
- Utility bill or billing statement from the previous address
- Voter registration card from previous address
A copy of at least one of these documents to show you had health care coverage prior to the move (*see exceptions):
- Coverage closure or termination letter showing the last date of coverage within 60 days of the move
- Documentation of premiums paid or invoice within 60 days of the move
- HIPAA certification showing coverage within 60 days of the move
- Pay stub documenting employer/insurance deduction within 60 days of the move
- Other documentation showing that the last date of coverage was within 60 days of the move
*Exceptions: you do not need to prove prior coverage if one or more of the following applies to at least one of the members of your household seeking to enroll:
- Enrolled in coverage through MNsure.
- Member of a federally recognized tribe.
These documents must include your name, date of permanent move and a date of prior coverage (if proving prior coverage applies to you).
How and when do I send documents?
During the SEP application process you'll be instructed on how to send verifying documents, if they are needed. If needed, MNsure must receive verification before the 60-day SEP window expires.
- 60-day SEP begins: Date of move.
- When you can enroll: Any time during the 60-day window of your SEP once your qualifying life event is verified.
- When your coverage starts:
- If we received your plan selection the 1st-15th of the month, your coverage starts the following month.
- If we received your plan selection the 16th-end of the month, your coverage starts the 1st of the second following month.