You may qualify for a special enrollment period (SEP) if you moved to a new residential address in Minnesota and all of the following are true:
- You made a permanent move to a new ZIP code or county within Minnesota that gives you access to new qualified health plan options.
- You have already moved (you cannot report this change until you move).
- You had qualified health plan coverage for at least one day in the 60 days before your move.
Please note: Making a temporary move or a move for purposes of receiving medical treatment will not qualify for a SEP.
Be prepared to send documents to prove you made a permanent move within Minnesota within the past 60 days and that you were enrolled in health care coverage prior to the move. You'll need:
A copy of at least one of these documents to prove the date of the move:
- Current lease
- Current mortgage or real estate transition
- Recent utility bill or billing statement from the new address
- Recently issued Minnesota driver’s license or state ID
- Recently issued voter registration card
- Regarding a school-aged child, school records showing recent enrollment in school with new address
A copy of at least one of these documents to show your previous address (current MNsure enrollees do not need to prove previous address):
- Previous lease
- Previous mortgage or real estate transition
- Previous state driver’s license or state ID
- Regarding a school-aged child, school records showing recent enrollment in school with previous address
- Utility bill or billing statement from the previous address
- Voter registration card from previous address
A copy of at least one of these documents to show you had health care coverage prior to the move (*see exceptions):
- Coverage closure or termination letter showing the last date of coverage within 60 days of the move
- Documentation of premiums paid or invoice within 60 days of the move
- HIPAA certification showing coverage within 60 days of the move
- Pay stub documenting employer/insurance deduction within 60 days of the move
- Other documentation showing that the last date of coverage was within 60 days of the move
*Exceptions: you do not need to prove prior coverage if one or more of the following applies to at least one of the members of your household seeking to enroll:
- Enrolled in coverage through MNsure.
- Member of a federally recognized tribe.
These documents must include your name, date of permanent move and a date of prior coverage (if proving prior coverage applies to you).
How and when do I send documents?
During the SEP application process you'll be instructed on how to send verifying documents, if they are needed. MNsure must receive your documents and have enough time to process them for you to have time to select a plan before your 60-day SEP window expires.
Apply for this SEP
Follow these steps to apply for this SEP.
- 60-day SEP begins: Date of move.
- When you can enroll: Any time during the 60-day window of your SEP once your qualifying life event is verified.
- When your coverage starts:
- If we received your plan selection the 1st-15th of the month, your coverage starts the following month.
- If we received your plan selection the 16th-end of the month, your coverage starts the 1st of the second following month.