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Residential Address Change

You may qualify for a special enrollment period (SEP) if you moved to a new residential address in Minnesota and all of the following are true:

  • You made a permanent move to a new ZIP code or county within Minnesota that gives you access to new qualified health plan options.
  • You have already moved (you cannot report this change until you move).
  • You had qualified health plan coverage for at least one day in the 60 days before your move.

Please note: Making a temporary move or a move for purposes of receiving medical treatment will not qualify for a SEP.

Apply for a SEP.

Verification Documents

Be prepared to send documents to prove you made a permanent move within Minnesota within the past 60 days and that you were enrolled in health care coverage prior to the move. You'll need:

A copy of at least one of these documents to prove the date of the move:

  • Current lease
  • Current mortgage or real estate transition
  • Recent utility bill or billing statement from the new address
  • Recently issued Minnesota driver’s license or state ID
  • Recently issued voter registration card
  • Regarding a school-aged child, school records showing recent enrollment in school with new address

A copy of at least one of these documents to show your previous address (current MNsure enrollees do not need to prove previous address):

  • Previous lease
  • Previous mortgage or real estate transition
  • Previous state driver’s license or state ID
  • Regarding a school-aged child, school records showing recent enrollment in school with previous address
  • Utility bill or billing statement from the previous address
  • Voter registration card from previous address

A copy of at least one of these documents to show you had health care coverage prior to the move (*see exceptions):

  • Coverage closure or termination letter showing the last date of coverage within 60 days of the move
  • Documentation of premiums paid or invoice within 60 days of the move
  • HIPAA certification showing coverage within 60 days of the move
  • Pay stub documenting employer/insurance deduction within 60 days of the move
  • Other documentation showing that the last date of coverage was within 60 days of the move

*Exceptions: you do not need to prove prior coverage if one or more of the following applies to at least one of the members of your household seeking to enroll:

  • Enrolled in coverage through MNsure.
  • Member of a federally recognized tribe.

These documents must include your name, date of permanent move and a date of prior coverage (if proving prior coverage applies to you).

How and when do I send documents?

During the SEP application process you'll be instructed on how to send verifying documents, if they are needed. If needed, MNsure must receive verification before the 60-day SEP window expires.

Key Dates

  • 60-day SEP begins: Date of move.
  • When you can enroll: Any time during the 60-day window of your SEP once your qualifying life event is verified.
  • When your coverage starts:
    • If we received your plan selection the 1st-15th of the month, your coverage starts the following month.
    • If we received your plan selection the 16th-end of the month, your coverage starts the 1st of the second following month.
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