Special enrollment period (SEP) is a time outside the annual open enrollment period when you can enroll in a private health insurance plan. Some SEP events also allow for special effective dates for when coverage starts. These special effective dates are applied even during open enrollment.
You qualify for a special enrollment period if you've had certain "qualifying life events." Examples of these life events include having a baby, getting married or moving to a new area.
Losing other coverage may also qualify you for a special enrollment period, for example:
- Losing Medical Assistance or MinnesotaCare coverage
- Losing private coverage because your 2016 health plan is discontinued in 2017. This includes Blue Cross Blue Shield customers and HealthPartners customers living in certain counties.
- Losing employer-sponsored coverage because a job is ending
See if you qualify for a special enrollment period.
Open enrollment is an annual period when you can enroll in a private health insurance plan.
Open enrollment for 2017 was November 1, 2016, to January 31, 2017. If you missed this deadline, you may still be able to get health coverage outside the annual open enrollment period.
Learn more about open enrollment, dates and deadlines.