2. Additional Information

Additional information needed about exemptions, tobacco use and privacy notice acknowledgement before you can proceed with online enrollment in a private plan through MNsure.

Hardship Exemption

If you are age 30 or older and want to enroll in a catastrophic health plan, you must qualify for a hardship exemption. Individuals under age 30 do not need an exemption to purchase this type of coverage. There are no catastrophic plans available through MNsure for 2026. 

Tobacco Use

You'll need to answer “yes” or “no” to tobacco use for each of the household members shown.

Insurance companies can charge tobacco users more for coverage (does not apply to religious or ceremonial use). This question is not optional—it is used for plan premium information and sent to the insurance company.

Privacy Notice

Finally, read the privacy notice and click Continue if you acknowledge you have read and understand the notice.

Next: select the members you want to shop for first.