New HRA Offer from an Employer
You may qualify for a special enrollment period (SEP) if you have a new offer of individual coverage health reimbursement arrangement (ICHRA) or qualified small employer health reimbursement arrangement (QSEHRA) from an employer. (Learn more about these types of HRAs.)
Apply for a SEP.
Be prepared to send a copy of the written notice from your employer explaining the terms of the HRA offered. The document must include:
- An offer for a qualifying HRA that took effect in the past 60 days or that will take effect in the next 60 days.
- Your name, the HRA type and the start date of the benefit.
How and when do I send documents?
During the SEP application process you'll be instructed on how to send verifying documents, if they are needed. If needed, MNsure must receive verification before the 60-day SEP window expires.