UCare Updates for 2026

This page was last updated on November 17, 2025.

In November 2025, Medica announced a definitive agreement to buy individual and family health plans from UCare.

Both insurance companies are Minnesota-based nonprofit health plans and current MNsure partners.

If you have a private plan from UCare, you may have questions about your current health insurance or what will happen next. Rest assured—your coverage is not changing.

Visit Medica.com or UCare.org for more information.

I’m currently enrolled in a 2025 UCare private plan

There are no changes to your health insurance.

  • You can still use your current UCare member card.
  • There are no changes to your benefits.
  • There are no changes to your provider network.
  • You can get care as usual.

As long as you pay your premiums, your current coverage runs through December 31, 2025.

I selected a 2026 UCare private plan

You don’t need to switch plans—the coverage you chose will continue as planned.

  • Plans will still have UCare in the name.
  • Benefits will stay the same.
  • Provider networks will not change.
  • There are no changes to 2026 premiums.

I’m new to MNsure

Did you purchase a health plan through UCare directly? Never filled out an application with us before?

MNsure has free resources to help you apply and enroll. Open enrollment is from November 1, 2025, to January 15, 2026. Enroll by December 15 for a full year of coverage that starts on January 1.

If it’s your first time, we recommend working with a navigator who can:

  • Help you fill out the MNsure application
  • Check your eligibility for financial assistance
  • Guide you through the enrollment process

Find free help from a navigator near you in the Assister Directory.