For people who have experienced a job loss, COBRA (the Consolidated Omnibus Budget Reconciliation Act) coverage can be expensive. Did you know MNsure provides an alternative that could save you money?
If you leave or lose your job for any reason, and lose your job-based coverage, you can choose to buy health insurance through MNsure as an alternative to COBRA.
Losing job-based insurance coverage qualifies you for a 60-day special enrollment period that allows you to buy insurance outside the regular open enrollment period. You can apply for a plan during the 60 days before loss of coverage to avoid a gap in your coverage.
If you are eligible for Medical Assistance or MinnesotaCare, you can enroll at any time.
Yes, if you are enrolled in COBRA coverage, you can switch to a MNsure plan: