About the Plans
Health Plans Offered on the MNsure Marketplace
Private health plans are commercial health insurance plans offered by insurance companies on the MNsure marketplace (these are also known as "qualified health plans" or "QHPs").
All private plans offer the same core set of benefits called "essential health benefits." These include preventive services, mental health and substance abuse services, emergency services, prescription drugs and hospitalization, and follow established limits on cost-sharing (deductibles, co-payments and out-of-pocket maximum amounts). Each private health plan has been reviewed by state regulators and approved to be sold on MNsure.