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About the Plans

Plans Offered through MNsure

Private health and dental plans are offered by partnering insurance companies through the MNsure marketplace. These are also known as qualified health plans (QHPs) or qualified dental plans (QDPs).

All private plans offer the same core set of benefits called "essential health benefits." These include preventive services, mental health and substance abuse services, emergency services, prescription drugs and hospitalization, and follow established limits on cost-sharing (deductibles, co-payments and out-of-pocket maximum amounts). Each private health and dental plan has been reviewed by state regulators and approved to be sold through MNsure.

Consumer Protections

All plans sold through MNsure cover pre-existing conditions and other important consumer protections.

Enrollment Caps

Some of Minnesota's health insurance companies are limiting the number of people they accept into their individual market health insurance plans. 

Essential Health Benefits

All plans offered on MNsure must cover 10 essential health benefits including maternity care, prescription drugs and hospitalization.

Insurance Companies and Networks

The insurance companies offering plans through MNsure, their network of providers and covered prescription drug lists.

Plan Types and Cost

Learn about plan types, metal levels and plan rates to help you find the right level of coverage for you and your family.

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