skip to content
Primary navigation

Special Enrollment Period

Special enrollment period (SEP) is a time outside the annual open enrollment period when you can enroll in private health insurance if you have a "qualifying life event", like having a baby, getting married, moving to a new area, or losing other health coverage.

If you qualify for a SEP, you usually have up to 60 days following the event to enroll in a plan. If you miss that window, you have to wait until the next open enrollment period.

Apply for Special Enrollment

Step-by-step instructions on how to apply for a special enrollment period. (You can get expert help from an assister near you).

COBRA Alternative

Special enrollment period for those losing job-based coverage.

Guide to Special Enrollment Period

MNsure's Guide to Special Enrollment Period gives you details on what life events qualify, when to enroll and deadlines.

Qualifying Life Events

See what life events qualify for a special enrollment period.

back to top