Organizations that serve as navigators/in-person assisters are contracted to:
The specific duties and responsibilities of a navigator organization are outlined in the contract attachments:
MNsure does not contract with individuals. Individuals must be on the roster of a contracted organization in order to become certified as a navigator.
Navigator organizations are formally contracted partners with MNsure and are not insurance agents or brokers. To become a partner, organizations must first submit an application.
MNsure accepts applications on a rolling basis.
Note: MNsure has temporarily suspended accepting applications for new navigator organizations since the current contract period is ending on June 30, 2025.
We will resume accepting applications in early May 2025 for the contract period that begins July 1, 2025 and ends June 30, 2028. Please check back again at that time for the link to apply and detailed instructions for completing the process.
To contract with MNsure an organization must provide a DUNS number (how to obtain a DUNS number) and SWIFT Vendor ID (how to obtain a SWIFT Vendor ID). MNsure cannot provide support for obtaining these numbers.
Submit questions to navigators@mnsure.org. Please carefully review all steps in the instructions before contacting MNsure for assistance.
Once a contract is executed with the organization, the organization's primary contact will receive information on how to add staff to their roster for certification through the Agency Management Program (AMP). Before actively assisting consumers through the MNsure marketplace, each staff member who will deliver direct consumer assistance at your organization must be certified by MNsure.
To be certified, staff must:
Training is available online, so courses can be taken when convenient. Training will:
Certification is confirmed once training has been completed, knowledge assessments have been passed, and a background check has cleared. Once an individual is certified, they will receive a unique assister ID number to use when assisting consumers.
Contracted organizations will be paid monthly based on a state-run report. Certified navigators must be associated with an eligible case through approved methods for the organization to receive a payment. Payments are issued no later than 60 days following the end of the quarter. The current payment rate is:
The Assister Resource Center (ARC) provides ongoing support and information to certified assisters. During the contracting process, questions can be submitted to navigators@mnsure.org.
