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Tax Filing Requirement

The Affordable Care Act requires most individuals to have health coverage that meets certain minimum standards or face a tax penalty. The federal tax system is used to enforce this requirement. All tax filers* must report on their federal tax return whether or not they, or anyone they claim as a tax dependent, had health coverage. 

Enrollment in a private health plan through MNsure (also known as a qualified health plan) meets the minimum standards for health coverage. 

*If you don't normally file a tax return: You MUST file a federal tax return for any year in which you received a tax credit to help pay for your insurance premiums (advanced premium tax credit). You need to report the tax credit total you received for the year. 

Tax Forms for Reporting Health Coverage

You may get health insurance through your job, private coverage that you buy on your own or coverage through a government-sponsored health program like Medicare, Medical Assistance or MinnesotaCare. 

Your household may get coverage through one or more of these sources for the entire year or just part of the year. 

Depending on your household situation, you may receive several tax-related forms that confirm your household health coverage for the tax year. 

See more information about IRS Form 1095-Aforms 1095-B and -C and IRS Form 8962.

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