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Special Enrollment Period (SEP)

Still Need Health Coverage?

Certain life changes like having a baby, turning 26, moving, or getting married may qualify you to enroll in private coverage outside the annual open enrollment period.

Has your income changed because of COVID-19? You may have options for enrolling in coverage now, or increased financial help toward paying for your current plan.

About SEP

Your introduction to SEP explained in plain language.

Apply for a SEP

Step-by-step instructions on how to apply for a SEP.

Qualifying Life Events

See what life events qualify for a special enrollment period, enrollment deadlines, documents needed and when coverage starts.

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