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Special Enrollment Period (SEP)

A special enrollment period (SEP) is an opportunity to enroll in or make changes to private coverage outside the annual open enrollment period due to certain life events, like having a baby, getting married, moving to a new area, or losing other health coverage.

If you qualify for a SEP, you usually have up to 60 days following the event to enroll in a plan.

Apply for a SEP

How to apply for a special enrollment period.

Qualifying Life Events

See what life events qualify for a special enrollment period, enrollment deadlines, documents needed and when coverage starts.

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