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Special Enrollment Period (SEP)

What is a SEP?

Certain life changes like having a baby, turning 26, moving, or getting married may qualify you to enroll in private health insurance coverage outside the annual open enrollment period. Learn more about SEPs.

Has your income changed because of COVID-19? You may have new options for enrolling in coverage or increased financial help toward paying for your current plan.

About SEP

Your introduction to SEP explained in plain language.

Apply for a SEP

Step-by-step instructions on how to apply for a SEP.

Qualifying Life Events

See what life events qualify for a special enrollment period, enrollment deadlines, documents needed and when coverage starts.

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