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Coverage for COVID-19 (2020 Plan Year)

COVID-19 Diagnostic Testing and Treatment

All four medical insurance companies that sell private health insurance plans for the 2020 plan year through MNsure are waiving co-pays, co-insurance and deductibles related to COVID-19 diagnostic testing, and cost sharing for in-network COVID-19 hospitalization. 

Minnesotans who are enrolled in these plans will have no costs associated with:

  • Medically directed testing in compliance with the Centers for Disease Control guidance.
  • In-network COVID-19 hospitalization through December 31, 2020.

UCare is offering its plan members premium discounts and additional coverage benefits related to COVID-19. Learn more (PDF).


Minnesotans who are experiencing COVID-19 symptoms (fever, cough, shortness of breath) or who have potentially been exposed to the virus are encouraged to seek health care in a manner that minimizes the potential exposure of others, which might include first calling a provider or using telehealth services.

Questions about Your Coverage?

You should contact your insurance company directly for questions about plan benefit details.

Additional COVID-19 Information

Minnesotans with questions about COVID-19 should refer to the Minnesota Department of Health and the Centers for Disease Control for the most current information on the status of the virus in Minnesota and recommendations for preparedness planning.

Find details about MNsure's COVID-19 resources and updates.

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