Frequently Asked Questions about the American Rescue Plan
The American Rescue Plan (passed in March 2021) includes several key health care provisions to the Affordable Care Act that expands benefits available to Minnesotans only through MNsure. This includes:
An increase in the amount of tax credits MNsure enrollees receive to help them pay for the premiums on their private health insurance.
An expansion of tax credits to middle-income Minnesotans whose household income was too high to qualify for financial help.
Do you need health insurance?
Open enrollment for 2022 private coverage is over but you may qualify to enroll now.
If you were getting a tax credit before the American Rescue Plan, the price of your monthly premiums will go down. You do not have to do anything to receive these additional savings. Your premiums will be automatically adjusted by your insurance company and they will send you an updated invoice.
You may now be eligible to receive a premium tax credit, which will lower the cost of your plan through MNsure. The American Rescue Plan removed the household income limit for tax credits in 2021 and 2022.