Enrollment Caps

Some of Minnesota's health insurance companies are limiting the number of people they will accept into their individual market health insurance plans. These limits, or caps, began with the 2017 coverage year.

Enrollment caps are applied to the entire individual market, both inside and outside of MNsure, and are for an insurance company's total individual market enrollment. Caps are not specific to certain plans.

No. Blue Plus, Dentegra and Delta Dental do not have an enrollment cap. Medica, UCare and HealthPartners have enrollment caps.

Enrollment caps were requested by Medica, HealthPartners and UCare. The Minnesota Department of Commerce will regulate enrollment activity throughout open enrollment and inform MNsure and the insurance companies when caps are reached. 

Enrollment caps only apply to private health insurance plans. They do not affect either Medical Assistance or MinnesotaCare.

When an insurance company reaches its enrollment cap, their plans will no longer be offered for sale both inside and outside of MNsure. Current members can still renew their coverage.

No, if a family enrolls in coverage, the insurance company must accept that entire family into coverage, even if it means doing so puts the insurance company over their cap.

Information will be posted on MNsure.org promptly after MNsure has been notified that a health insurance company has reached its enrollment cap. Until then, be assured that if a plan is available on the MNsure marketplace, you can still enroll in it.